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Use our comparison table to find the card that is right for you

 

Stanbic IBTC Debit Verve

Stanbic IBTC Debit MasterCard–Blue Banking

Stanbic IBTC Debit MasterCard–Silver Banking

Stanbic IBTC Debit MasterCard – Executive Banking

Stanbic IBTC Debit MasterCard – Nifi

Stanbic IBTC Platinum Debit MasterCard –Private Baking

Stanbic IBTC Debit Card – Corporate Card

Stanbic IBTC Debit MasterCard - USD

Usability

Can be used locally on ATM, POS and Web (online) transactions

Can be used worldwide on ATM, POS and Web (online) transactions

Can be used worldwide on ATM, POS and Web (online) transactions

Can be used worldwide on ATM, POS and Web (online) transactions

Can be used worldwide on ATM, POS and Web (online) transactions

Can be used worldwide on ATM, POS and Web (online) transactions

Can be used Locally on ATM, POS and Web (online) transactions

Can be used outside Nigeria only, on ATM, POS and Web (online) transactions

Issuance fee

N1,000 +5% VAT

N1,000 +5% VAT

N1,000 +5% VAT

N1,000 +5% VAT

N1,000 +5% VAT

N1,000 +5% VAT

N1,000 +5% VAT

N1,000 +5% VAT

Replacement fee

N1,000 +5% VAT

N1,000 +5% VAT

N1,000 +5% VAT

N1,000 +5% VAT

N1,000 +5% VAT

N1,000 +5% VAT

N1,000 +5% VAT

N1,000 +5% VAT

Fee for ATM withdrawals (Local)

On Stanbic IBTC ATM-Free
Other Banks ATM –first 3transactions free monthly ,N65 for subsequent transactions

On Stanbic IBTC ATM-Free
Other Banks ATM –first 3transactions free monthly ,N65 for subsequent transactions

On Stanbic IBTC ATM-Free
Other Banks ATM –first 3transactions free monthly ,N65 for subsequent transactions

On Stanbic IBTC ATM-Free
Other Banks ATM –first 3transactions free monthly ,N65 for subsequent transactions

On Stanbic IBTC ATM-Free
Other Banks ATM –first 3transactions free monthly ,N65 for subsequent transactions

On Stanbic IBTC ATM-Free
Other Banks ATM –first 3transactions free monthly ,N65 for subsequent transactions

On Stanbic IBTC ATM-Free
Other Banks ATM –first 3transactions free monthly ,N65 for subsequent transactions

N/A

Fee for ATM withdrawals (International)

N/A

Withdrawals outside Nigeria – N240

Withdrawals outside Nigeria – N240

Withdrawals outside Nigeria – N240

Withdrawals outside Nigeria – N240

Withdrawals outside Nigeria – N240

N/A

Withdrawals outside Nigeria – $2.50

Local ATM Transaction Limits

N150,000

N150,000

N150,000

N150,000

N150,000

N200,000

N150,000

N/A

International ATM transaction Limit

$300 in the currency of the country you are transacting)

$300 in the currency of the country you are transacting)

$300 in the currency of the country you are transacting)

$300 in the currency of the country you are transacting)

$300 in the currency of the country you are transacting)

$300 in the currency of the country you are transacting)

N/A

$1,000

Local POS (& Online) transaction Limit:

Web-N500,000
POS – N1m

Web-N500,000
POS – N1m

Web-N500,000
POS –N1m

Web- N500,000
POS –N1m

Web- N500,000
POS –N1m

Web- N2M
POS –N1m

Web- N500,000
POS –N1m

N/A

International POS (& Online) transaction Limit

Web- N500,000
POS –N1m

Web- N500,000
POS –N1m

Web- N500,000
POS –N1m

Web- N500,000
POS –N1m

Web- N500,000
POS –N1m

Web- N2M
POS –N2M

N/A

Web- $3500
POS –$6500

Validity

3 years

3 years

3 years

3 years

3 years

3 years

3 years

3 years

Monthly Maintenance

N50

N50

N50

N50

N50

N50

N50

N/A

Annual maintenance

N/A

N/A

N/A

N/A

N/A

N/A

N/A

$20

 

Stanbic IBTC Silver Credit Card

Stanbic IBTC Gold Credit Card

Stanbic IBTC Platinum Credit Card

Stanbic IBTC Infinite Credit Card

Stanbic IBTC Corporate Credit Card

Usability

Can be used worldwide on ATM, POS and Web (online) transactions

Can be used worldwide on ATM, POS and Web (online) transactions

Can be used worldwide on ATM, POS and Web (online) transactions

Can be used worldwide on ATM, POS and Web (online) transactions

Can be used worldwide on ATM, POS and Web (online) transactions

Issuance fee

N1,000 +5% VAT

N1,000 +5% VAT

N1,000 +5% VAT

N1,000 +5% VAT

N1,000 +5% VAT

Replacement fee

N1,000 +5% VAT

N1,000 +5% VAT

N1,000 +5% VAT

N1,000 +5% VAT

N1,000 +5% VAT

Fee for ATM withdrawals (Local)

On Stanbic IBTC ATM-Free
Other Banks ATM –first 3transactions free monthly ,N65 for subsequent transactions

On Stanbic IBTC ATM-Free
Other Banks ATM –first 3transactions free monthly ,N65 for subsequent transactions

On Stanbic IBTC ATM-Free
Other Banks ATM –first 3transactions free monthly ,N65 for subsequent transactions

On Stanbic IBTC ATM-Free
Other Banks ATM –first 3transactions free monthly ,N65 for subsequent transactions

On Stanbic IBTC ATM-Free
Other Banks ATM –first 3transactions free monthly ,N65 for subsequent transactions

Fee for ATM withdrawals (International

Withdrawals outside Nigeria – N240

Withdrawals outside Nigeria – N240

Withdrawals outside Nigeria – N240

Withdrawals outside Nigeria – N240

N/A

Local ATM Transaction Limits

N200,000

N200,000

N300,000

N400,000

N200,000

International ATM transaction Limit

$300 in the currency of the country you are transacting

$300 in the currency of the country you are transacting

$300 in the currency of the country you are transacting

$300 in the currency of the country you are transacting

N/A

Local POS (& Online) transaction Limit:

Web-N1M
POS – N1M

Web-N1M
POS – N1M

Web-N1M
POS – N1M

Web-N1M
POS – N1M

Web-N1M
POS – N1M

International POS (& Online) transaction Limit

Web-N1M
POS – N1M

Web-N1M
POS – N1M

Web-N1M
POS – N2M

Web-N2M
POS – N4M

N/A

Validity

3 years

3 years

3 years

3 years

3 years

Monthly Maintenance

N50

N50

N50

N50

N50

Annual Maintenance

n/a

n/a

n/a

n/a

n/a

 

Stanbic IBTC Gold Credit - USD

Stanbic IBTC Corporate Credit - USD

Stanbic IBTC Platinum Credit -USD

Stanbic IBTC Infinite Credit - USD

Usability

Can be used worldwide on ATM, POS and Web (online) transactions

Can be used worldwide on ATM, POS and Web (online) transactions

Can be used worldwide on ATM, POS and Web (online) transactions

Can be used worldwide on ATM, POS and Web (online) transactions

Issuance fee

N1,000 +5% VAT

N1,000 +5% VAT

N1,000 +5% VAT

N1,000 +5% VAT

Replacement fee

N1,000 +5% VAT

N1,000 +5% VAT

N1,000 +5% VAT

N1,000 +5% VAT

Fee for ATM withdrawals (Local)

N/A

N/A

N/A

N/A

Fee for ATM withdrawals (International

$2.50

$2.50

$2.50

$2.50

Local ATM Transaction Limits

N/A

N/A

N/A

N/A

International ATM transaction Limit

$1000

$1000

$1000

$1000

Local POS (& Online) transaction Limit:

N/A

N/A

N/A

N/A

International POS (& Online) transaction Limit

Web-$10,000
POS – $20,000

Web-$10,000
POS – $20,000

Web-$20,000
POS – $50,000

Web-$50,000
POS – $100,000

Validity

3 years

3 years

3 years

3 years

Monthly Maintenance

N/A

N/A

N/A

N/A

Annual Maintenance

$20

$20

$20

$20

 

Stanbic IBTC Verve Prepaid Card

Stanbic IBTC Visa Prepaid Card

Stanbic IBTC Master Prepaid Card

Stanbic IBTC Gift Card

Stanbic IBTC Visa Prepaid USD

Usability

Can be used with Nigeria on ATM, POS and Web (online) transactions

Can be used worldwide on ATM, POS and Web (online) transactions

Can be used worldwide on ATM, POS and Web (online) transactions

Can be used worldwide on ATM, POS and Web (online) transactions

Can be used outside Nigeria only, on ATM, POS and Web (online) transactions

Issuance fee

N1,000 +5% VAT

N1,000 +5% VAT

N1,000 +5% VAT

N1,000 +5% VAT

N1,000 +5% VAT

Replacement fee

N1,000 +5% VAT

N1,000 +5% VAT

N1,000 +5% VAT

N1,000 +5% VAT

N1,000 +5% VAT

Fee for ATM withdrawals (Local)

On Stanbic IBTC ATM-Free
Other Banks ATM –first 3transactions free monthly ,N65 for subsequent transactions

On Stanbic IBTC ATM-Free
Other Banks ATM –first 3transactions free monthly ,N65 for subsequent transactions

On Stanbic IBTC ATM-Free
Other Banks ATM –first 3transactions free monthly ,N65 for subsequent transactions

On Stanbic IBTC ATM-Free
Other Banks ATM –first 3transactions free monthly ,N65 for subsequent transactions

N/A

Fee for ATM withdrawals (International

Withdrawals outside Nigeria – N240

Withdrawals outside Nigeria – N240

Withdrawals outside Nigeria – N240

Withdrawals outside Nigeria – N240

$2.50

Local ATM Transaction Limits

N150,000

N150,000

N150,000

N60,000

N/A

International ATM transaction Limit

N/A

N/A

N/A

N/A

$1000

Local POS (& Online) transaction Limit:

Web-N1M
POS – N2M

Web-N1M
POS – N2M

Web-N1M
POS – N2M

Web-N1M
POS – N2M

N/A

International POS (& Online) transaction Limit

N/A

N/A

N/A

N/A

Web-$10,000
POS – $20,000

Validity

3 years

3 years

3 years

3 years

3 years

Monthly Maintenance

N50

N50

N50

N50

N/A

Annual Maintenance

N/A

N/A

N/A

N/A

$20

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